Why choose Affirm?
Pay for all the items you need by spreading your purchase total over bi-weekly or monthly payments.
How it works?
What are the eligibility requirements?
$102.73 per month
$50 every 2 weeks
Frequently Asked Questions.
How do I return merchandise paid for with Affirm?
Purchases made with Affirm are subject to Hudson's Bay and Zellers' standard return policy, which can be viewed HERE .
Return by post:
Once your return has been received and processed by Hudson's Bay and Zellers, your Affirm balance will be reduced or canceled, as applicable. If you have already made one or more payments, the amount already paid will be refunded to you by Affirm according to the payment method you used. If you choose to return your purchase by mail, a $12 shipping fee will apply. CLICK HERE to initiate a return.
At the store :
When you return your purchase under our standard return policy, the purchase amount will be refunded to a Hudson's Bay gift card. You will then need to continue making your Affirm payments until the amount due is paid. If you wish to pay the full amount immediately, please contact AFFIRM .
To return an item purchased through a trusted The Bay brand partner:
Did you place your order as a guest?
Consult the Market's Frequently Asked Questions to find out more.
What should I do if I can't pay for my purchase with Affirm?
Does Affirm do a credit check on me?
Please see Affirm's FREQUENTLY ASKED QUESTIONS to learn more about credit checking.
Can I use or purchase a gift card when I pay for a purchase with Affirm?
Currently, it is not possible to choose Affirm as your payment method when there is a gift card in your cart or at checkout.
What payment methods does Affirm accept?
Affirm accepts pre-authorized debits from a Canadian bank account or a debit card issued in Canada. Accepted payment methods may vary depending on the payment methods selected. Prepaid cards are not accepted.
Is there a minimum or maximum amount for purchases made with Affirm?
You can split your payment into 4 bi-weekly, interest-free installments for purchases between $50 and $499, or pay in monthly installments with an Annual Percentage Rate (APR) starting at 0% for purchases between $500 and $15,000. The rate will be 0-30% APR (where available and subject to provincial regulatory limits). Subject to eligibility and approval conditions. A deposit may be required. Check actual conditions at checkout.